Hidden IVF Costs Revealed

Do you want to get pregnant but need to do In Vitro Fertilization in order to do so? Do the high IVF costs make you nervous about going through with IVF? Are you unsure of what part of your IVF your insurance will cover? You are not alone. Read on to learn more.
IVF costs are just part of several components that comprise fertility treatment. The first part is the initial meeting with the Reproductive Endocrinologist. The fee for this visit can range from free to more than $400.00. It is possible that if you have insurance coverage that this meeting will be covered under the plan. To know for sure, you should contact your insurance company by phone and ask to speak with a benefits representative. Explain to the representative that you will be seeing a Reproductive Endocrinologist and you need to know your benefits for speaking with the doctor you have selected. If the representative tells you that you are covered, then you should ask what your co-payment and co-insurance amounts are. You should expect to pay that amount when you go to see the Reproductive Endocrinologist.
A diagnostic evaluation makes up the second part of the IVF costs. These tests are required by the Reproductive Endocrinologist so that he can use the results to diagnosis and treat you. Each Reproductive Endocrinologist will have a different set of required tests, but most doctors will order a core set of tests. Most doctors will order cycle day 3 blood tests, a sonohysterogram, and a hysterosalpingogram for the woman. For the man, a semen analysis and blood tests will be ordered. The costs for the diagnostic evaluation can range from $1,000 to more than $3,000. It Technology Trends Since 2000 is possible that if you have insurance coverage this diagnostic evaluation may be covered under the plan. To know for sure, you should contact your insurance company by phone and ask to speak with a benefits representative. Explain to the representative that you will be having a diagnostic evaluation performed by the Reproductive Endocrinologist. If the representative tells you that you are covered, then you should ask what your co-payment and co-insurance amounts are for this evaluation. You should expect to pay that amount when you go to have the tests performed.
The IVF process itself is the last part of the IVF costs. The process is comprised of an egg retrieval and embryo transfer. The actual fee will be determined partly by which fertility clinic you chose and partly by the results of the diagnostic evaluation. $9,000 is a typical fee for one cycle of IVF. It is possible that if you have insurance coverage the IVF may be covered under the plan. To know for sure, you should contact your insurance company by phone and ask to speak with a benefits representative. Explain to the representative that you will be having IVF performed by your Reproductive Endocrinologist. If the representative tells you that you are covered, then you should ask what your co-payment and co-insurance amounts are for IVF. You should expect to pay that amount before the IVF cycle is started.
IVF costs are the #1 reason that patients feel stressed about In Vitro Fertilization. Using the information included here, you will be able to know exactly what you can expect your High Tech Industry Definition Geography insurance policy to pay for and what you will be expected to pay. This information will give you the power to reduce your stress and to make sound financial planning decisions.

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